#D8D7A2 · #FFFFFF
Four independent scores (read the one that fits your goal): Readability 10/100 (fail) · Harmony 48/100 (analogous (soft)) · Distinguishable 66/100 (somewhat similar) · Match 31/100 (different). There is no single “good/bad” — a pair can clash for text yet be great for an outfit.
Oatmeal and White are very different (ΔE 31). They have distinctly different hues (59° apart) and their lightness is different, giving a clear light/dark split.
Oatmeal text on White: 1.48:1 (Fail); White text on Oatmeal: 1.48:1 (Fail). Neither meets AA at body size — nudging one color to #7A7947 clears it.
Analogous (soft) — workable but not a textbook harmony (harmony 48/100). This is about how they look together (clothing, interiors, branding), independent of text contrast.
Not at body size — the best direction is only 1.5:1, below the 4.5:1 minimum. Nudging one colour to #7A7947 clears AA.
Their CIE76 ΔE is about 31 — very different.
clearly different colours (ΔE 31).
Explore each color: Oatmeal #D8D7A2 · White #FFFFFF · Shades: Oatmeal shades · White shades · Contrast checker →